Dental Insurance – Lenox, MI

How to Make Dentistry More Affordable

It’s important to make sure your smile is properly cared for, but the cost of the services you need is a factor that you can’t afford to ignore. As such, if you have dental insurance in Lenox, you should take the time to familiarize yourself with your plan and figure out the best way to utilize it. Our dental practice is in-network with a variety of dental PPOs, and we can give you some tips for keeping your out-of-pocket costs under control.

Understanding How Dental Insurance Works

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Dental treatments can be broken up into preventive, restorative, and cosmetic services. Most dental plans will provide at least some coverage for preventive and restorative care. However, cosmetic dentistry is considered a luxury, so most insurance companies won’t pay for this type of treatment. With all that in mind, the best way to save money on dentistry is generally to use your insurance benefits to help pay for preventive care. You’re less likely to need an expensive treatment if you can avoid dental problems altogether.

What Your Dental Insurance Plan Covers

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We can’t say for sure what your insurance coverage looks like until we know what plan you have, but there’s a good chance that it follows a 100-80-50 structure. Under this type of plan, dental checkups and other preventive services are mostly or completely covered. Meanwhile, minor restorative care receives around 80% coverage while major restorative services usually get 50% coverage. If you’re interested in orthodontics, be sure to double-check your plan to see if there are any limitations you need to be aware of. (For example, it may only pay for metal braces and not clear aligners.)

Our In-Network PPO Dental Insurance Providers

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Since part of our goal is to bring our patients reliable dental care at a low cost, we are in-network with several dental insurance plans and have pre-negotiated fees for a variety of services. We hope this gives you less reason to worry about the price of your care.

We are currently in-network with:

 

  • Aetna
  • Always Care
  • Careington
  • CIGNA
  • Delta Dental Premier
  • Delta Dental MIChild
  • Guardian
  • Principal
  • Stratose
  • United Concordia
  • Zelis
  • And many more!

Don’t see your plan? We likely take it! Reach out to our team today!